Covered Hermosa Beach.

Providing quality health care to the South Bay for over 10 Years.
Covered Hermosa Beach | Our Promise

To protect South Bay families with the best health care possible, to deliver exceptional customer service, tailored to their unique lifestyle and budget.

Health Care. We've Got You Covered.

Every Major Provider. All In One Place.

Covered Hermosa Beach is your one stop insurance broker. Using our Rating wizard, you can quickly andefficiently, compare all Health Care plans and rates with our Health Care Rating Calculator.
 

For All Your Insurance Needs.
We've Got You Covered.

HEALTH | INDIVIDUAL & FAMILY

ACCESS TO ALL HEALTH CARES PROVIDERS
We’ll help you choose the best plan.

DENTAL & VISION

AFFORDABLE INDIVIDUAL & FAMILY
Affordable coverage.

MEDICARE

PLANS | SUPPLEMENTAL | PHARMA
We make applying it easy.

AUTO

FULL COVERAGE | LIABILITY
Competitive rates, many providers.

HOME & PROPERTY

HOME | FLOOD | FIRE | UMBRELLA
Home & Auto protection.

RECREATIONAL VEHICLES

FULL COVERAGE | LIABILITY
Motorcycles, Boats, RV’s

LIFE INSURANCE

INDIVIDUAL & GROUP COVERAGE
Protect Your Family

BUSINESS INSURANCE

COMPLETE BUSINESS COVERAGE
Protect Your Business

CYBER SECURITY

DATA BREACH PROTECTION
Protect your critical data.

Why Covered Hermosa Beach?

We live, work, and play, in the South Bay. At Covered Hermosa Beach, our agents understand the unique lifestyle that comes with beach living. Whether insuring your families health, home, or vehicles, lifestyle plays an important role in choosing the right policy. Our clients appreciate this understanding and the importance of working with a local broker.
 
 

Testimonials

Frequently Asked Questions

What is the difference between Obamacare and the Affordable Care Act (ACA)?

"Obamacare" and the "Affordable Care Act" (ACA) are two terms for the same thing. These terms are used interchangeably and refer to policies that are considered On Exchange. You can purchase these policies directly from the federal government or through qualified health insurance brokers, like Covered Hermosa Beach.

On Exchange policies often offer lower premiums thanks to government subsidies for individuals who meet certain income requirements.

What is an Off Exchange plan?

Off Exchange plans are offered by private health insurance companies and are available through insurance brokers. These plans typically provide the same essential health benefits as On Exchange plans, and often have the same names. However, they are for individuals who do not qualify for government subsidies.

Can you help with both On and Off Exchange plans?

Yes, we can assist you in navigating the purchase of both On and Off Exchange policies, making the process easier for you.

Is there a price difference when using a broker?

No, policies have the same prices whether you purchase them through a broker or on your own. The difference lies in the level of support and customer service you receive when working with a broker.

 

The purchase of health insurance can be made without the help of an insurance broker, but since the price of policies is the same, it is recommended that you utilize the services of a proffessional. A broker can help make sense of the many plans available to you and relieve the stress of choosing the plan best suited to your unique situation.

To your MBI number, go to MyMedicare.gov or Call 1.800.633.2048 Do Not Call Social Secutirty

How to Sign Up for Medicare

1. Apply for Social Security

To apply for Medicare for the first time, use the link below:
Apply for Social Security

2. Apply for Medicare Part B

If you need to apply for Medicare Part B during a "Special Enrollment Period," follow these steps:

  • Download the application form: CMS-40B Form
  • Complete the form.
  • Mail or fax the completed application to your local Social Security office.

3. Locate Your Local Social Security Office

Use this link to find your nearest Social Security office:
Find Social Security Office

4. Contact Social Security

Call Social Security at 1-800-772-1213 for assistance.

Topics Of Interest For Our Customers

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